5th Street Capital, Inc.

• DSCR on 5-8 unit properties
• 1 year tax return full doc
• Min 200K (Some Exceptions) Max 5.0M
• Min Fico 620
• The best bank statement programs in the industry
• 90% LTV to $2 million with NO MI
• 12 or 24 months personal or business statements
• NO CPA letter!
• NO PNL!
• 10-15% expense ratios allowed with LOE from the borrower
• We will calculate your qualifying income, send bank statements for review ahead of submission!
• Interest Only to 85%!
• 1X30 mortgage late in last 12 mos OK
• DTI to 55% and we allow paying debts off to qualify
• Departing residence liability eliminated when leased or listed on MLS
• 1 appraisal to $2 million
• Foreign National Loans to 80%, 75% as DSCR loan, no US credit required.
• Non-Permanent with Visa type: B, L, E, H, F
• ITIN to 85% Non FTHB with US Credit
• Wage earner to self-employed
• Vesting in Entities, Trusts
• 420 friendly, Cannabis income allowed
• 85% LTV to $2 million on investment property
• 40-year Interest only to 80%
• Non-Owner Gifts OK
• No Ratio DSCR loans with great pricing, short term income OK
• Asset Depletion / 120 mos, easy calculation. 
• Non-Warrantable Condos
• Condo-tel and TIC Occupancy
• Cash out for reserves and even AD cash out
• Product Overview Page here:  Product Offering!

 What differentiates us, in addition to above….

• Empowering loan officers with pricing engine here:  Quickpricer!
• Efficient operations
• Communicate with decision makers
• Pre-Flight submission process eliminates doubt
• Experienced AE to partner with!