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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Sam Hourani

Sam Hourani

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio: I am committed in providing you a Fast & Friendly Guidance throughout the mortgage process. Customer service is not a transaction, it is a partnership relationship built on understanding, trust and mutual respect. Whether you're a first-time homebuyer or an experienced investor, whatever is your situation, I have the right loan for you. As a seasoned mortgage broker, I believe in long-term relationships with my clients, it is my duty to develop our partnership to help you achieve your goal by being knowledgeable, transparent, prompt and courteous in my communication. Thank you for considering me for your mortgage needs. I look forward to helping you on your next loan!

Phone: (657) 445-8791

NMLS#: 2069924

License: CA, FL, TX

Spoken Language: English, Arabic

My reviews on Google

Sam was very helpful and knowledgeable about the home buying process and walked us through everything step by step.
Great loan service

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 184 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.



Number of Lenders


Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.


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